Ammo Insurance and Background Checks to buy Ammo

Ammo Insurance and Background Checks to buy Ammo [Video and Article][IssuesMass: Murders, Public Safety, Responsible Gun Ownership]

In the video, Fred Guttenberg, whose daughter Jaime died in the Parkland shooting, is working with Democrats to get the bill passed that will require background checks before someone can buy ammunition. A lot of public money could be saved if we allowed the insurance companies to do the background checks.

Jaime Guttenberg was 14 when she was shot and killed in her high school in Parkland, Florida. That day in 2018, Valentine’s Day, her father began chasing an elusive dream.

“I have a dream of ending the gun violence epidemic in this country, and I am dedicating my life to it,” says Fred Guttenberg. “When Jaime was killed, I was not at all paying attention to the reality of this issue. Something that I live with now every second of every day is guilt, because my voice wasn’t a part of this before.”

Guttenberg has now spent years working with lawmakers on gun reform. And they’re about to tap into public outrage over the rise in fatal shootings: In the coming days, Democrats, including Rep. Debbie Wasserman Schultz and Sen. Richard Blumenthal, plan to reintroduce stalled legislation calling for background checks on ammunition sales.

“We want to make sure that there is always a check when someone is walking in to buy bullets. This bill, if passed, would save more lives than most other measures because it’s a way for us to deal with the reality of the 400 million weapons that are already on our streets,” Guttenberg says

Gun violence is out of control, children are being murdered, and it seems that no one cares. Well, that might not be true; many people do care. The majority of Americans care, but they are up against the powerful lobbying arm of the weapon manufacturers, the NRA. For years, conscionable people have fought for simple background checks to make sure that criminals and the mentally ill cannot buy guns with ease. How can anyone want to sell guns to the mentally ill or criminals? Why would any sensible person want such people to be able to buy guns?

Maybe the answer is as simple as requiring proof of insurance to buy ammunition. This would work simply by passing a law that requires insurance to buy ammo. If someone is a low risk, the cost could be very low, but the higher the risk the hight the cost. The insurance companies would conduct an ongoing assessment of the menace level of their customers. If someone were arrested for assault, their rate would go up. The more evidence of a violent nature, the higher the insurance. Without that insurance, one would lose their concealed weapon permit. Insurance companies would issue Ammo Insurance cards with a computerized strip on the back that would connect to a database. Before ammunition could be sold, that card would have to be run through that database, if the person’s insurance has been suspended by the insurance company, they will not be able to buy any ammunition. Possessing ammunition without valid insurance would be a felony with a minimum five-year sentence. Before buying the ammunition, the buyer would also have to show a state ID.

We asked why would any sensible person want criminals and the mentally ill to be able to buy guns? The answer is quite disturbing; some put profit ahead of human life. Weapon manufacturers have at their highest goal to sell as many weapons as possible and thus to generate as much potential profit as feasible. In of its self, there is nothing wrong with that, until you have situations like the cigarette companies trying to market to children or the weapon manufacturers selling guns to criminals and the mentally ill. As a society, we must have laws and rules to protect us all, and regulating firearms is one of those Constitutional responsibilities of Congress. The Second Amendment reads as, “A well regulated Militia, being necessary to the security of a free State, the right of the people to keep and bear Arms, shall not be infringed.” That “Well Regulated” means that our government has the right to regulate when and what firearms and ammunition that the citizenry may possess. Those who make the Second Amendment argument always leave out the “Well Regulated” part.

The NRA is the lobbying arm of the weapon manufacturers and as such, has been fighting any efforts to regulate the weapon’s industry. Profit has been the motive, well here is where that profit motive can give another industry on the side of safety, the insurance industry. The insurance industry has a pretty strong lobbying arm as well and would be able to go up against the NRA. This is a way to use capitalism for the public good.

It is time to do whatever it takes to ensure the safety of the public, that means full background checks and stopping the wrong people from getting guns. We can also require ammo insurance to help keep the public safe. Nothing is foolproof, but if this saves lives, then those saved will be happy, wouldn’t you be happy if you were spared being shot?

Could the answer to gun violence be as simple as requiring ammo insurance? Would this stop high-risk individuals from getting enough ammunition to do mass damage? Wouldn’t this be a perfect fit for the second amendment? What could be wrong with requiring insurance to buy ammunition? How can anyone want to sell guns to the mentally ill or criminals? Why would any sensible person want such people to be able to buy guns?

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In this busy paced world with all our high-tech communication devices, with our ability to talk to almost anyone anywhere in the world we often times misunderstand each other simply because we confuse each other.  The purpose of this blog is to try to bring some clarity to this confused world. We hope that each individual will find some light and understanding through the articles and forums that you will find here. The truth is that the best way to bring understanding is through an open dialogue.  If you wish to summit a article of your own, please send it to




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